Trump’s 50-Year Mortgage, SoftBank’s $19B AI Gain & The $1 Trillion Shopping Spree!

In partnership with

Dear Money Master,

This week, President Trump proposed a 50-year mortgage promising lower monthly payments, but critics warn it could trap homeowners in decades of debt. Meanwhile, SoftBank’s $19 billion AI-powered comeback cements its status as the ultimate AI investor, following its massive sale of Nvidia shares to double down on OpenAI.

On Main Street, Americans are about to spend a record $1 trillion this holiday season, proving that inflation fatigue hasn’t slowed shoppers down. Yet behind the job data glow lies an eerie truth, the rise of “ghost job postings” is distorting America’s labor outlook.

In tech, Apple bows to Beijing, removing gay dating apps from its Chinese App Store, while Oura’s smart ring business prepares to double sales for a second straight year. And in corporate news, Sony crushes profit forecasts, Paramount-Skydance eyes $1B in merger savings, and CoreWeave’s AI surge falters amid soft guidance.🪙💼

📰 Your Daily Financial Digest - November 12, 2025

🌍 Economics & Finance:

1. Trump Floats 50-Year Mortgage Proposal 🏠
   Aiming to boost home affordability, President Trump suggested a 50-year mortgage plan. It could lower monthly payments by $233 on a median-priced $415,200 home, but total interest costs would soar over time. Read More

2. Retail Sales to Hit Record $1 Trillion This Holiday Season 🎄
   The National Retail Federation forecasts November–December sales exceeding $1T for the first time, up to 4.2% YoY. Average consumer spend is $890, second highest in survey history. Read More

3. “Ghost Jobs” Cloud Labor Market Data 👻
   Millions of U.S. job openings appear unfilled each month, revealing an economy plagued by “ghost job postings.” Since early 2024, openings have exceeded hires by over 2.2M monthly, distorting strength perceptions in the labor market. Read More

💻 Technology:

1. SoftBank Cashes Out of Nvidia, Bets Big on OpenAI 🤖
   SoftBank sold its entire Nvidia stake for $5.83B and part of its T-Mobile holdings, freeing capital to double down on OpenAI. CFO Yoshimitsu Goto said the firm is “ready for funding in a very safe manner.” Read More

2. Apple Pulls Gay Dating Apps from China Store 🇨🇳📱
   Apple confirmed it removed Blued and Finka at Beijing’s request, citing compliance with local laws. A “lite” version of Blued remains available, highlighting Apple’s balancing act between business and censorship. Read More

3. Oura Rings Up $2B Sales Forecast for 2026 💍
   The Finnish wearable maker expects nearly $2B in 2026 sales, doubling 2025 figures. Backed by a $900M October raise, Oura plans global expansion and deeper AI integration. Read More

💹Earnings:

1. SoftBank’s Vision Fund Posts $19B Gain on AI Bets 💸
   Fueled by OpenAI’s valuation surge, SoftBank’s Vision Fund saw a record $19B profit in Q2. AI revenues climbed 93% annually, reinforcing the firm’s “all-in” artificial intelligence pivot. Read More

2. Sony Beats Profit Expectations, Launches $648M Buyback 🎮
   Sony reported ¥429B ($2.78B) in Q2 operating profit, 10% higher YoY and raised its annual outlook. Growth came from imaging sensors and music. Read More

3. Paramount-Skydance Merger Promises $1B in Extra Savings 🎬
   CEO David Ellison raised synergy targets as the merged company boosts streaming and trims staff. Paramount+ prices will rise in early 2026 as the firm optimizes operations. Read More

4. CoreWeave’s AI Growth Impresses, But Guidance Disappoints 📉
   Despite Q3 revenue surging 134% to $1.36B, CoreWeave’s 2025 outlook fell short. The company’s AI infrastructure backlog hit $55.6B, up 32% from Q2. Read More

Find customers on Roku this holiday season

Now through the end of the year is prime streaming time on Roku, with viewers spending 3.5 hours each day streaming content and shopping online. Roku Ads Manager simplifies campaign setup, lets you segment audiences, and provides real-time reporting. And, you can test creative variants and run shoppable ads to drive purchases directly on-screen.

Bonus: we’re gifting you $5K in ad credits when you spend your first $5K on Roku Ads Manager. Just sign up and use code GET5K. Terms apply.

Use code GET5K now

To your financial empowerment, The Money Masters Team

P.S. Stay connected! Don't forget to follow us on social media! 📱🌐

DISCLAIMER: This information is for educational purposes only and does not constitute financial advice. The publisher does not accept any responsibility for any losses incurred as a result of actions taken based on the information provided. Always conduct your own research or consult with a financial advisor before making any investment decisions.