Tariffs Shake Trade, Banks Post Strong Earnings, and Snap Inc. Earnings Breakdown

Money Masters' Market Movers 18

April 30, 2025

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Dear Money Master,

Markets are teetering between optimism and anxiety. On one side, AI is rewriting the rules with Microsoft now generating 30% of its code using artificial intelligence and Meta doubling down with a new ChatGPT rival. On the other, consumer confidence has plunged to decade lows, and U.S. ports are bracing for a 35% collapse in Chinese shipments as Trump’s tariffs take hold.

Meanwhile, Span Inc. just posted a free cash flow generative Q1 while halving losses. But is it the start of a true turnaround or a well-timed illusion?

Let’s dive into the stories moving the markets this week. 📉📈

📰 Your Daily Financial Digest - April 30th, 2025

🌍 Economics & Finance:

  1. U.S. Imports Hit Record $343 Billion in March 🚢
    Businesses rushed to beat April’s massive tariffs, sending March imports surging 5% to $342.7 billion. But this trade boost is short-lived, analysts warn imports may "fall off a cliff" in Q2. Read More

  2. Consumer Confidence Sinks to Post-Pandemic Lows 😟
    The Expectations Index plunged to 54.4 in April, its lowest since 2011. Anxiety over Trump’s tariffs and fears of inflation have crushed short-term outlooks, historically signaling an oncoming recession. Read More

  3. Port of Los Angeles Braces for 35% Drop in Chinese Shipments ⚓
    Cargo from China is expected to nosedive next week as tariffs kick in, with some U.S. retailers halting orders entirely. Port officials expect one-quarter of May’s ship arrivals to be canceled. Read More

💻 Technology:

  1. 30% of Microsoft’s Code Now Written by AI 🤖
    CEO Satya Nadella revealed that nearly a third of Microsoft’s code is generated by AI, with plans to expand usage further. Meta predicts over half of its dev work could be AI-driven next year. Read More

  2. Meta Launches Stand-Alone AI App to Rival ChatGPT 🧠
    Meta’s new app built on its Llama model lets users interact with an AI assistant across platforms. It aims to reach over 1 billion users, stepping up competition with OpenAI and Google. Read More

  3. Waymo and Toyota Partner on Personal Self-Driving Cars 🚘
    The companies will explore autonomous tech integration in consumer vehicles. Waymo could add Toyotas to its robotaxi fleet while expanding its presence in cities like Austin and L.A. Read More

💹Earnings:

  1. Barclays Q1 Profit Surges 11% on Investment Banking Strength 💼
    Profit before tax hit £2.7B, topping forecasts, as investment banking income climbed 16%. However, the CEO warned that prolonged volatility and tariff impacts could chill corporate and consumer activity. Read More

  2. UBS Beats Profit Forecasts Despite Trade Headwinds 📊
    Q1 net income reached $1.69B, outpacing analyst expectations. Equities and FX trading led a 32% revenue jump in global markets, but falling net interest income and monetary easing remain concerns. Read More

  3. Samsung Tops Q1 Forecasts as Chip and Smartphone Sales Jump 📱
    Revenue hit $55.4B, with operating profit rising 1.5%. Chip demand rebounded, and mobile sales were strong, but execs warned of tariff-related risks and a murky global outlook. Read More

🔍 The Article of the Day: Breaking Down Snap Inc. Earnings Report

After several tough quarters, Snap Inc. may finally be pulling off a quiet comeback. With revenue climbing, losses narrowing, and free cash flow showing serious strength, this Q1 tells a different story, one of operational discipline and growing investor confidence.

But is this momentum sustainable, or just a short-term rebound?

Key Results:

  • Revenue up 14% YoY

  • Net losses cut by more than half

  • Free Cash Flow nearly triples

📲 Read the full article now on the Money Masters App!

Today’s Fastest Growing Company Might Surprise You

🚨 No, it's not the publicly traded tech giant you might expect… Meet $MODE, the disruptor turning phones into potential income generators.

Mode saw 32,481% revenue growth, ranking them the #1 software company on Deloitte’s 2023 fastest-growing companies list.

📲 They’re pioneering "Privatized Universal Basic Income" powered by technology — not government, and their EarnPhone has already helped consumers earn over $325M!

Invest in their pre-IPO offering before their share price changes on May 1st.

*An intent to IPO is no guarantee that an actual IPO will occur. Please read the offering circular and related risks at invest.modemobile.com.
*The Deloitte rankings are based on submitted applications and public company database research.

To your financial empowerment, The Money Masters Team

P.S. Stay connected! Don't forget to follow us on social media! 📱🌐

DISCLAIMER: This information is for educational purposes only and does not constitute financial advice. The publisher does not accept any responsibility for any losses incurred as a result of actions taken based on the information provided. Always conduct your own research or consult with a financial advisor before making any investment decisions.